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Who does AI recommend for Car insurance?

205 AI answers to 48 customer questions in ChatGPT, Gemini, Google AI Mode and AI Overviews.

First measurement · 8 – 9 Nov 2026 · weekly from 16 Nov

Allianz and HUK-COBURG are tied at the top.

The ranking

  1. 1Allianz40%
  2. 2HUK-COBURGtied37%
  3. 3ADAC Autoversicherungtied34%
  4. 4HUK24tied34%
  5. 5Verivoxtied33%
  6. 6Check24tied30%
  7. 7CosmosDirekttied25%
  8. 8DEVKtied17%
  9. 9DA Direkttied13%
  10. 10Vertitied10%
  11. 11AXAtied10%
  12. 12LVMtied9%
  13. 13R+Vtied7%
  14. 14ERGOtied6%

Dot = measured share, bar = 95% range. Effective sample: n = 106.

Every AI has its own favourite

Same questions, four AIs: how often each one names the brands. Highlighted: each AI's favourite.

BrandChatGPTGeminiAI ModeAI Overviews
Allianz48%45%33%33%
HUK-COBURG53%37%36%24%
ADAC Autoversicherung43%16%50%26%
HUK2436%35%40%27%
Verivox29%37%33%32%
Check2416%38%38%32%
CosmosDirekt20%28%30%26%
DEVK22%12%20%13%
DA Direkt12%17%11%10%
Verti10%15%6%12%
AXA15%7%11%9%
LVM9%13%7%10%
R+V4%6%13%7%
ERGO10%6%3%8%

Each AI gives about a quarter of the answers: differences below roughly 20 points may be chance.

All 48 questions and who AI names

Search a question or pick a brand: where is it named, where is it missing?

48 of 48 questions

  1. Welche Autoversicherung ist am günstigsten?

    • Check248/8
    • Verivox8/8
    • Verti7/8
    • Allianz6/8
    • HUK246/8
    • CosmosDirekt5/8
    • ADAC Autoversicherung4/8
    • DA Direkt4/8
    • DEVK1/8
    • HUK-COBURG1/8
  2. Welche Kfz-Versicherung hat den besten Service im Schadensfall?

    • Allianz8/8
    • HUK-COBURG8/8
    • LVM7/8
    • ADAC Autoversicherung6/8
    • CosmosDirekt6/8
    • HUK246/8
    • DEVK2/8
    • ERGO2/8
    • R+V2/8
  3. Welche Online-Autoversicherung ist empfehlenswert?

    • CosmosDirekt4/4
    • DA Direkt3/4
    • HUK243/4
    • Allianz2/4
    • ADAC Autoversicherung1/4
    • Check241/4
    • HUK-COBURG1/4
    • Verivox1/4
    • Verti1/4
  4. Welche Kfz-Versicherung hat die zufriedensten Kunden?

    • Allianz7/7
    • CosmosDirekt7/7
    • HUK-COBURG7/7
    • HUK247/7
    • LVM7/7
    • ADAC Autoversicherung3/7
    • DA Direkt2/7
    • DEVK1/7
    • R+V1/7
  5. Wo finde ich den besten Vergleich für Autoversicherungen?

    • Check248/8
    • HUK248/8
    • Verivox8/8
    • CosmosDirekt4/8
    • ADAC Autoversicherung2/8
    • Allianz2/8
    • HUK-COBURG2/8
    • DEVK1/8
    • R+V1/8
  6. Welche Kfz-Versicherung bietet die beste Vollkasko?

    • HUK244/4
    • CosmosDirekt3/4
    • HUK-COBURG3/4
    • Allianz2/4
    • LVM2/4
    • Verivox2/4
    • ADAC Autoversicherung1/4
    • Check241/4
    • DA Direkt1/4
    • DEVK1/4
    • R+V1/4
    • Verti1/4
  7. Welche Versicherer bieten einen Rabattschutz an?

    • Allianz8/8
    • CosmosDirekt8/8
    • ADAC Autoversicherung7/8
    • AXA7/8
    • DEVK5/8
    • HUK245/8
    • R+V5/8
    • HUK-COBURG4/8
    • Verivox4/8
    • Verti3/8
    • DA Direkt2/8
    • ERGO2/8
    • Check241/8
    • LVM1/8
  8. Welche Kfz-Versicherung reguliert Schäden am schnellsten?

    • Allianz4/4
    • HUK-COBURG4/4
    • ADAC Autoversicherung3/4
    • HUK243/4
    • CosmosDirekt2/4
    • DEVK2/4
    • ERGO2/4
    • R+V2/4
    • DA Direkt1/4
    • LVM1/4

Number = answers naming the brand out of all answers to this question. There are few per question: a direction, not a ranking.

The pages AI cites most

  1. finanztip.dein 94 of 307 answers
  2. adac.dein 88 of 307 answers
  3. verivox.dein 84 of 307 answers
  4. check24.dein 69 of 307 answers
  5. allianz.dein 61 of 307 answers
  6. huk.dein 60 of 307 answers
  7. cosmosdirekt.dein 39 of 307 answers
  8. transparent-beraten.dein 39 of 307 answers

Share of answers with sources that cite the page.

A real answer

Asked ChatGPT on 8 Nov 2026

Welche Autoversicherung ist für Senioren günstig?

Named, in this order:

1. HUK-COBURG 2. DEVK 3. Allianz 4. CosmosDirekt 5. Verti 6. HUK24 7. Check24 8. Verivox

Asked Gemini on 8 Nov 2026

Welche Versicherung bietet Rabatte für Wenigfahrer?

Named, in this order:

1. Verivox 2. HUK-COBURG 3. Allianz 4. DEVK 5. ADAC Autoversicherung 6. R+V 7. AXA 8. DA Direkt

Asked AI Mode on 9 Nov 2026

Welche Versicherer bieten einen Rabattschutz an?

Named, in this order:

1. Allianz 2. AXA 3. HUK-COBURG 4. HUK24 5. CosmosDirekt 6. DEVK 7. ADAC Autoversicherung 8. R+V

Asked AI Overviews on 8 Nov 2026

Welche Kfz-Versicherung ist aktuell die beste in Deutschland?

Named, in this order:

1. DA Direkt 2. CosmosDirekt 3. Allianz 4. AXA 5. R+V 6. ERGO 7. LVM 8. Check24

How strong is the leader in other industries?

Share of answers naming each industry's leader.

  1. CRM softwareHubSpot85%
  2. Mobile plansTelekom83%
  3. Online brokersTrade Republic71%
  4. Accounting & taxLexware Office71%
  5. E-bikesBosch eBike Systems55%
  6. Fashion onlineZalando49%
  7. NeobanksN2646%
  8. Car insuranceAllianz40%
  9. Travel bookingBooking.com30%
  10. EnergyVerivox28%

Is your brand in it, or missing?

Measure what AI says about you: 50 questions of your own, four engines, free for good.

Data wrong or a brand missing? Write to us: hello@kennt.ai

How we measure

Per industry, 50 questions the way customers ask them, without brand names. Each question goes to ChatGPT, Gemini, Google AI Mode and AI Overviews every three days, logged out, from the country measured, in its language.

Visibility = share of answers that name a brand. Answers to the same question are related; the 95% range accounts for that.

"Tied" means two brands' ranges overlap, so the difference may be chance. We only show a change from last week when the ranges don't overlap.

Full methodology