← kennt.ai Visibility Index Germany

Who does AI recommend for Neobanks?

192 AI answers to 49 customer questions in ChatGPT, Gemini, Google AI Mode and AI Overviews.

First measurement · 8 – 9 Nov 2026 · weekly from 16 Nov

N26 and C24 Bank are tied at the top.

The ranking

  1. 1N2646%
  2. 2C24 Banktied41%
  3. 3DKBtied36%
  4. 4Revoluttied36%
  5. 5ING Deutschlandtied30%
  6. 6Trade Republictied16%
  7. 7comdirecttied15%
  8. 8bunqtied15%
  9. 9Openbanktied13%
  10. 10Vivid Moneytied9%
  11. 11Norisbanktied9%
  12. 12Wisetied8%
  13. 13Consorsbanktied5%
  14. 141822direkttied3%
  15. 15Tomorrow Banktied1%

Dot = measured share, bar = 95% range. Effective sample: n = 76.

Every AI has its own favourite

Same questions, four AIs: how often each one names the brands. Highlighted: each AI's favourite.

BrandChatGPTGeminiAI ModeAI Overviews
N2639%52%48%48%
C24 Bank41%41%46%40%
DKB35%35%39%35%
Revolut32%36%44%32%
ING Deutschland36%29%27%29%
Trade Republic13%16%17%18%
comdirect13%23%14%11%
bunq19%13%16%15%
Openbank10%18%12%14%
Vivid Money11%10%7%7%
Norisbank6%7%10%14%
Wise11%7%6%9%
Consorsbank4%6%3%10%
1822direkt4%4%–5%
Tomorrow Bank–1%–3%

Each AI gives about a quarter of the answers: differences below roughly 20 points may be chance.

All 49 questions and who AI names

Search a question or pick a brand: where is it named, where is it missing?

49 of 49 questions

  1. Welches kostenlose Girokonto ist aktuell das beste in Deutschland?

    • C24 Bank8/8
    • DKB7/8
    • ING Deutschland5/8
    • Openbank5/8
    • Consorsbank3/8
    • N263/8
    • Norisbank3/8
    • 1822direkt1/8
    • comdirect1/8
    • Trade Republic1/8
  2. Welche Bank bietet ein Girokonto ohne Kontoführungsgebühr und ohne Mindestgeldeingang?

    • C24 Bank4/4
    • N264/4
    • Openbank4/4
    • Consorsbank1/4
    • DKB1/4
    • ING Deutschland1/4
    • Norisbank1/4
    • Revolut1/4
    • Trade Republic1/4
  3. Welches Online-Konto kann ich am schnellsten per App eröffnen?

    • N268/8
    • bunq6/8
    • C24 Bank6/8
    • Revolut5/8
    • Trade Republic2/8
  4. Welche Direktbank ist für ein kostenloses Zweitkonto empfehlenswert?

    • C24 Bank8/8
    • N267/8
    • Openbank7/8
    • DKB4/8
    • Norisbank2/8
    • Revolut2/8
    • comdirect1/8
    • Consorsbank1/8
    • Trade Republic1/8
  5. Welches Konto eignet sich, wenn ich neu nach Deutschland gezogen bin?

    • N264/4
    • C24 Bank3/4
    • Revolut3/4
    • ING Deutschland2/4
    • DKB1/4
    • Wise1/4
  6. Welches Girokonto hat die besten Bewertungen bei Stiftung Warentest?

    • C24 Bank8/8
    • N267/8
    • DKB5/8
    • ING Deutschland5/8
    • Revolut5/8
    • comdirect4/8
    • Norisbank3/8
    • Consorsbank1/8
    • Openbank1/8
    • Trade Republic1/8
  7. Welche Bank zahlt eine Prämie für die Kontoeröffnung?

    • ING Deutschland4/4
    • 1822direkt3/4
    • Norisbank3/4
    • C24 Bank2/4
    • comdirect2/4
    • Consorsbank2/4
    • DKB1/4
  8. Welche Neobank ist für den Alltag in Deutschland am zuverlässigsten?

    • C24 Bank8/8
    • N267/8
    • Revolut7/8
    • Trade Republic3/8
    • ING Deutschland2/8
    • bunq1/8

Number = answers naming the brand out of all answers to this question. There are few per question: a direction, not a ranking.

The pages AI cites most

  1. finanzfluss.dein 131 of 305 answers
  2. check24.dein 74 of 305 answers
  3. finanztip.dein 72 of 305 answers
  4. handelsblatt.comin 59 of 305 answers
  5. qonto.comin 57 of 305 answers
  6. n26.comin 51 of 305 answers
  7. neuebanken.dein 48 of 305 answers
  8. verivox.dein 47 of 305 answers

Share of answers with sources that cite the page.

A real answer

Asked ChatGPT on 8 Nov 2026

Welche Bank bietet die beste Debitkarte mit Apple Pay und Google Pay?

Named, in this order:

1. C24 Bank 2. DKB 3. ING Deutschland 4. Trade Republic 5. N26

Asked Gemini on 8 Nov 2026

Welches Konto ist kostenlos und bietet trotzdem eine Filiale oder Bargeldeinzahlung?

Named, in this order:

1. Openbank 2. Norisbank 3. comdirect 4. 1822direkt 5. N26 6. DKB 7. C24 Bank

Asked AI Mode on 8 Nov 2026

Welches Girokonto hat die besten Bewertungen bei Stiftung Warentest?

Named, in this order:

1. C24 Bank 2. N26 3. Revolut 4. ING Deutschland 5. DKB 6. comdirect 7. Norisbank

Asked AI Overviews on 9 Nov 2026

Welches Girokonto hat die besten Bewertungen bei Stiftung Warentest?

Named, in this order:

1. C24 Bank 2. N26 3. Openbank 4. Revolut 5. Trade Republic 6. DKB 7. ING Deutschland 8. comdirect

How strong is the leader in other industries?

Share of answers naming each industry's leader.

  1. CRM softwareHubSpot85%
  2. Mobile plansTelekom83%
  3. Online brokersTrade Republic71%
  4. Accounting & taxLexware Office71%
  5. E-bikesBosch eBike Systems55%
  6. Fashion onlineZalando49%
  7. NeobanksN2646%
  8. Car insuranceAllianz40%
  9. Travel bookingBooking.com30%
  10. EnergyVerivox28%

Is your brand in it, or missing?

Measure what AI says about you: 50 questions of your own, four engines, free for good.

Data wrong or a brand missing? Write to us: hello@kennt.ai

How we measure

Per industry, 50 questions the way customers ask them, without brand names. Each question goes to ChatGPT, Gemini, Google AI Mode and AI Overviews every three days, logged out, from the country measured, in its language.

Visibility = share of answers that name a brand. Answers to the same question are related; the 95% range accounts for that.

"Tied" means two brands' ranges overlap, so the difference may be chance. We only show a change from last week when the ranges don't overlap.

Full methodology